27 · Hundred Dollar University

The tuition and advantage of trading with a hundred dollars is that you can risk higher and be more audacious while still feeling the sting. You can't practice being aggressive when you're trading even ten thousand — it takes time in the early phases.

Don't be afraid to go all-in on what you feel conviction about; it's scary because the risks are eminent. If you want to scale short-term aggressively, especially in algorithmic trading, you either need extreme conviction in your mathematics — holding the presumption that you modelled the system properly — or extreme faith in the stocks themselves that you're swinging, which is more the value-investing side of business analysis.

And from age 25 to 65: if you stay consistent and invest just 3% of everything you make over the years into the NASDAQ, as a rule, never selling, letting time play — you will be a millionaire by the end, after doing all your other stuff. This consistency has to be your anchor. Whether you fix the amount or the percentage, you'll succeed if you stay consistent, resisting with your whole heart even when conviction feels wrong. You sit with it and let time do its due diligence. Start ASAP — it could be as small as a hundred dollars a month into the NASDAQ 100.

Run the risk fully. Use the £25k that your dad gave you for trading prep, and reinvest that money into yourself — it's worth it. Start a business, take the most volatile, highest risks with this capital to launch, take a course. It's your money; you can roll with it and run it back. You can't survive London without your own online business or something like it.

My dad dabbles in trading with about 200k, and all he does is ask LLMs about stocks related to SpaceX, puts 10k into them, and calls it analysis — while you are literally running four to six hours of tech-related bootcamp daily. I guarantee that the 50k you have, you can scale unfathomably with your intellect. Don't be conservative. Don't play it safe. Swing big.

You are one decision away from making a million. Make three or four right decisions in a row and you're a billionaire. If you want to do this properly, know the key sectors of every country, watch which markets are booming and busting, read constantly, and stay informed on the new startups rising and falling in each country. My philosophy is to push beyond the point of pain in everything — thought speed, focus, reading speed, writing speed, analysis. Money is speed. If you knew SpaceX was going IPO — which you did, six months early — you could have diversified across the related stocks, put down triple leverage, held for two quarters, and been a millionaire. Execution on top of alpha is its own skill.

You have all the alpha in the world just doing fundamental analysis as a retail investor — you're simply not acting on it, with all kinds of excuses. Take action on the ones you know are high leverage.

FOREX markets have such large daily volume because of their role as the backbone of global trade — 24-hour access and massive decentralised participation from central banks, commercial banks and traders. High liquidity, 24/5 access and leverage let participants hedge and speculate effortlessly; the lighter compliance load gives freedom and automation, which is why it's so crowded. You making a million dollars a day doesn't even scratch the market. You know more alpha than the vast majority of people — find markets where you can compete against a dumb pool.